Freelance Runway Calculator

Runway is freelance peace of mind, quantified

Runway is how long your savings would keep you afloat if income stopped — your monthly burn divided into your cash. For a freelancer, knowing this number is the difference between negotiating from strength and taking any rate out of fear.

Enter your savings, your monthly expenses, and any income that continues (a part-time gig, a partner's contribution). The calculator nets them into a monthly burn and shows how many months you have.

How much runway is enough

A common target is three to six months of expenses, more if your income is lumpy. Build the buffer in good months by setting aside a fixed share of every payment — the same habit that funds your tax bill funds your runway.